HOUSING & COMMUNITY

As the oldest HUD (U.S. Department of Housing and Urban Development) approved Housing Counseling Agency in Western New York, the Buffalo Urban League's Housing and Community Development (H&CD) Department delivers solutions by providing our neighbors with Homeownership Education, First-time Homebuyer Assistance, Financial Empowerment (Budget and Credit) Coaching, Foreclosure Prevention Counseling, Predatory Lending Avoidance, Affordable Rental Search Coaching, Fair Housing Education, and Minority and Women Business Loan and Technical Assistance.
 

Our team of highly trained housing professionals have more than 100 years of combined Real Estate, Banking, Mortgage, and Small Business Development experience. We thrive to ensure all of our programs are available to everyone in need in Erie County focusing on the City of Buffalo. You can routinely find our team in our neighborhoods, meeting with people one-on-one and conducting workshops, with the overall goal to educate and increase our neighbor’s knowledge base.

 

Highlights include:
 

*Direct assistance to 52 small businesses including 33 new start-ups and 19 existing businesses.
 

*First-time home purchases for low to moderate-income families resulted in $2,100,000 million in new mortgages.


*Approval of 70 households completely paying off home loans to prevent foreclosure.

We offer a variety of housing services, including First Time Home-Buyer Education and Counseling, Financial Capability (Budget and Credit) Education and Counseling, Mortgage Foreclosure Intervention Counseling, Rental Assistance Counseling, and Fair Housing Education and Counseling. We are the oldest HUD certified housing counseling agency in the area.

 

Contact Name: Beverly Moore

Contact Title: Housing Coordinator

Contact Address: 15 Genesee Street, Buffalo, NY 14203

Contact Office Phone: (716) 250-2400 Contact email: bmoore@buffalourbanleague.org

 

Contact Name: Edwin Jackson Jr.

Contact Title: Housing and Community Development Coordinator

Contact Address: 15 Genesee Street, Buffalo, NY 14203

Contact Office Phone: (716) 250-2400

Contact email: ejackson@buffalourbanleague.org

 

General program overview:
 

The Housing Counseling provides the following core services:

 

First Time Home-Buyer education and counseling-We provide First Time Homebuyer Orientations, which gives an overview of the home-buying process. We then work one on one with the potential home-buyers, to determine their mortgage readiness, and further guide them through the home-buying process. We will inform the client(s) of first time homebuyer programs, offered by local lenders and municipalities, which they may be eligible for. We also offer First Time Home-Buyer workshops, which is the 8 hour workshop, required by lenders, in order to close on the new home.

Financial Capability education and counseling-We provide workshops and presentations on topics such as budgeting, credit repair, banking, predatory lending and avoiding mortgage foreclosure. Our presentations are targeted to the specific audience in order to meet their needs most effectively. We regularly conduct sessions in the community upon request. Additionally, we provide information at community events and health fairs. We also meet with individuals/households on a one on one basis, to assist in establishing a spending plan (budget) and if requested, a credit review.
 

Mortgage Foreclosure Intervention Counseling-Housing counselors work with homeowners and the lenders/servicers to determine an affordable solution in order to resolve or prevent mortgage delinquency or default which may cause loss of a home.
 

Rental location assistance counseling-Housing counselors work with tenants to locate, secure and maintain affordable rental housing.
 

Fair housing counseling and education-We provide information to inform public of their fair housing rights and responsibilities, and how to report an alleged violation of those rights.
 

Program Services/Activities:
 

· First Time Home-Buyer Education and Counseling

· Financial Capability (Budget/Credit) Education and Counseling

· Mortgage Foreclosure Prevention Counseling

· Rental Assistance Counseling

· Fair Housing Information
 

Program Eligibility Information:

N/A
 

The Housing Program is supported by the following funders:

The City of Buffalo

Town of Amherst

United Way

National Urban League

HUD

NYS Attorney General’s Settlement Funds

Various Financial Institutions

Program Impact Point: 2019

Served 287 individuals /households, with the following services:

126 participants in the financial capabilities workshops

60 participants in the First Time Home-Buyer program

15 participants in the one on one financial capabilities counseling program

49 participants in the mortgage foreclosure intervention counseling program

37 participants in the rental assistance counseling program

ABOUT US

Over the course of the year, our staff and volunteers work diligently to promote achievement for all by encouraging individuals, supporting families and strengthening community.

Buffalo Urban League • 15 Genesee Street • Buffalo, NY 14203-1405

Call Us: 716.250.2400

©  2020 Buffalo Urban League | All Rights Reserved | Powered by The AppleTree Agency

  • BUL Facebook
  • BUL Twitter
  • BUL Instagram
  • BUL Vimeo